Troy University

Troy University is a public university located in Troy, Alabama, with an enrollment of approximately 9,805 students. The university admits nearly all applicants — its acceptance rate is 96% — making it broadly accessible to prospective students.

In-state tuition is $10,176 per year, while out-of-state students pay $20,352. The average annual net price — the total estimated cost of attendance, including tuition, fees, and living expenses, after grant and scholarship aid is applied — is $16,527. This figure can exceed published tuition costs because it reflects the full cost of attending, not just a discount on tuition. About 42.8% of students receive Pell Grants, an indicator that a substantial share of the student body has financial need. Roughly two-thirds of students (66.8%) take out federal student loans to help cover costs. Among those who completed a credential, the median federal loan debt was $25,000. Of borrowers entering repayment, 35% had a loan balance that was actively decreasing within three years — meaning the majority were not reducing their principal during that period, which is worth considering when evaluating long-term affordability.

Troy University's graduation rate is 50.3%, meaning roughly half of entering students complete a credential within the standard measurement window. The retention rate — the share of first-year students who return for a second year — is 71.2%. Median earnings stand at $42,062 annually, measured ten years after enrollment. This figure covers all federally-aided students who enrolled at Troy, including those who did not complete a degree, so it reflects a broad range of outcomes rather than graduate earnings alone.

The university offers programs across a range of career-focused fields. Relevant areas of study include environmental science, financial analysis, human resources management, information security, and counseling, among others. Programs in fields such as occupational therapy, physical therapy, and operations research are also available for students pursuing health or analytical careers.

Troy University may appeal to adults seeking a broadly accessible public institution with a range of professional programs. Prospective students should weigh the completion rate, loan repayment data, and net price figures carefully when comparing it to other options for career-focused education.